Summer is when there is typically an uptick in the number of dog bites and attacks reported across Georgia and the rest of the country. Did you know that there are three dog breeds that most home insurance companies simply refuse to include in their dog bite liability coverage?
Many insurance companies have breed lists that include breeds of dogs that the company will not cover if the customer has the specified breed of dog in their home. Most insurance companies, for instance, refuse to include Doberman Pinschers, Rottweilers and pit bulls in their liability coverage. That means that if you are a homeowner who owns one of these breeds, you are likely to find yourself in serious financial trouble if your dog attacks another person and that person brings a dog bite claim for damages against you.
While some insurance companies have such breed lists, others may consider whether they will provide coverage for these dogs on a case -by – case basis. For instance, many insurance companies refuse to extend coverage when a homeowner has a dog that has been tagged as a “vicious dog” on the premises. A “vicious dog” is one that has been involved in an attack or a bite involving injuries or damage.