Articles Posted in In The News

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Summer is when there is typically an uptick in the number of dog bites and attacks reported across Georgia and the rest of the country.  Did you know  that there are three dog breeds that most home insurance companies simply refuse to include in their dog bite liability coverage?

Many insurance companies have breed lists that include breeds of dogs that the company will not cover if the customer has the specified breed of dog in their home.  Most  insurance companies, for instance, refuse to include  Doberman Pinschers, Rottweilers and pit bulls in their  liability coverage.  That  means that if you are a homeowner who owns one of these breeds, you are  likely to find yourself in serious financial trouble if your dog attacks another person and that person brings a dog bite claim for damages against you.

While some insurance companies have such breed lists, others may consider whether they will provide coverage for these dogs on a case -by – case basis. For instance, many insurance companies refuse to extend coverage when a  homeowner has a dog that has been tagged as a “vicious dog” on the premises. A “vicious dog” is one that has been involved in an attack or a bite involving injuries or damage.

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Georgia gets a mention in a new list of some of the worst driving states in the country, thanks to a new study which considered a number of factors including car accident rates while assigning rankings.

The rankings come from research conducted by Quote Wizard.  The Quote Wizard team analyzed more than ten million insurance quotes before arriving at these findings. The company releases its list of the worst driving states in the country every year and this year, Georgia is mentioned in the top 25 worst driving states in the United States. The state ranks at number 17 on the list.

The research team used several parameters, including the number of auto accidents, DUI violations,  number of speeding tickets issued in each state and the citations for violations for running a red light or using a cell phone while driving.  According to the research team, states that were ranked in the top 25 worst driving states had high auto accident rates compared to the states that were ranked at the bottom of the list which had lower car accident rates in comparison.

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An estimated 2.8 million Americans suffer from a brain injury every year, and more than 5 million Americans currently live with a disability that has been caused by a brain injury. Since 2021 and right through 2023, the Brain injury Association of America has been commemorating Brain Injury Awareness Month in the month of March  with the theme “More Than My Brain Injury. “

According to the Brain injury Association of America, an overwhelming majority of all brain injuries are caused as a result of falls.  An  estimated 47% of all traumatic brain injuries every year are caused by falls, with car accidents accounting for the second highest number of brain injuries at 13%. Approximately 17% of traumatic brain injuries are caused when a person is struck by an object, while 8% are the result of violent assaults. Other causes of brain injury include medical malpractice.

Whatever the cause of the brain injury, these are some of the most common serious personal injuries in the United States, and also some of the most misunderstood.  The  Brain Injury Association of America estimates that as many as one in 60 people suffers from a disability resulting from a brain injury.  This  means that it is highly likely that you know someone who suffers from cognitive deficits,  memory problems,  difficulties in concentration  and a variety of other disabilities as a result of a traumatic brain injury.

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Chain reaction auto accidents that involve multiple vehicles are a serious threat during the winter season. With winter storms and blizzards in many parts of the country, including Georgia recently, it is important for motorists to understand that these are some of the most treacherous conditions that they could be driving in.

Many parts of Georgia, especially the north, typically see several snowstorms over the winter season. If you are a motorist in Georgia or plan to travel around the state over winter, it is likely that you will come across some kind of snow storm or other wintry or icy road conditions.  It is important for motorists to understand that these are some of the most treacherous and hazardous weather conditions for a motorist to drive in.  Multi-vehicle chain reaction car accidents that initially start off with a single vehicle or two are common during the winter months. Elsewhere around the country, several multi vehicle accidents have resulted in serious personal injuries and wrongful deaths this winter season.

Protect  yourself  against being involved in a multi vehicle auto accident this winter by following these tips.

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A new list of the most dangerous roads in the country includes at least three interstates that run through the state of Georgia.  These highways are already very well known in the state for the large number of auto accidents that they see every year.

The list was compiled by Zebra car insurance company. The company used data from the Fatality Analysis Reporting System to identify the states and cities that are home to the most dangerous roads in the country based on the number of car accidents and fatal crashes that occur on these roads. The company specifically looked at the number of car accident deaths for every 100 million vehicle miles traveled.

Taking top position, to no one’s surprise is Interstate 95, a notoriously dangerous stretch of highway that has long been known for the large number of car accidents, including fatal auto accidents, that occur here. Interstate 95 has long held the title of the country’s most dangerous highway.  According to data by the National Highway Traffic Safety Administration, in 2019, a total of 284 people were killed in car accidents on interstate 95.  This highway has a fatality toll rate of 14.88 deaths for every 100,000 miles traveled. By any comparison, those are disturbing statistics.

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New automobiles that come with advanced safety technology have reduced the disparity between male and female motorists in the kind of injuries caused in car accidents.

The National Highway Traffic Safety Administration recently released the results of a new report which finds that newer automobiles, particularly those of model years 2010 and later, do a much better job of protecting female motorists against personal injuries and reducing the disparity in injuries between female and male drivers.

These findings were published in a report titled Female Crash Fatality Risk Relative to Males With Similar Physical Impacts. Traditionally, there has been a discrepancy between male and female motorists in the outcomes of auto accidents.  Women are almost 40 percent more likely to suffer injuries in car accidents.

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A judge in Fulton County has set a bond for a motorist who police allege, caused a drunk driving accident on I- 20 early in the month.  The impact of the crash caused one of the passengers in the car the motorist hit, a 21-year-old woman to be ejected from the car.  She sustained fatal injuries.  The other people in the car were also injured, and still recovering in the hospital.

This judge set a bond of $310,000 for the alleged driver on charges that range from DUI to first degree homicide.  For the family of the woman killed in the accident, it’s been a frustrating experience to see the man they believe responsible for their loved one’s death out on bond.

There has been a decline in injuries and fatalities caused by drunk driving accidents across Georgia.  For example, in 2008, there were 416 deaths caused by drunk driving accidents.  That was a decline over 2007, and mirrored the drop across most of Georgia, and, in fact, most of the country.  Much of this decline can be attributed to better enforcement efforts  .Law enforcement has become more aggressive about cracking down on drunk drivers randomly over the weekends and major holidays.

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Women remain skeptical about the safety of driverless autonomous cars.  A new study finds that while men are much more likely to be impressed by the car accident prevention features of autonomous auto technology, women are much more hesitant about adopting these vehicles. Many women believe there is an increased risk of auto accidents with these types of vehicles.

According to a new study conducted by Pew Research Centre, women on the whole are far more skeptical about the benefits of driverless cars as compared to men. Several studies have pointed to the benefits of such driverless technology on our roads, including the reduced risk of auto accidents.  As these vehicles become more popular and as the possibility of sharing roads with more and more driverless cars becomes more of a reality and less a distant vision for the future, it becomes important to also understand why such a large section of the population remains skeptical about their safety.

According to the Pew Research Center study, as many as half of all men believe that driving an autonomous car can reduce the risk of being fatally injured in an auto accident.  However, when it came to women, only 1 in 3 women shared that view. Men are enthusiastic evangelists for the autonomous car with 37% of them strongly believing that driverless car technology is good for society while only 17% of women seemed to believe so.  When asked whether they would feel comfortable sharing the roads with driverless cars once these become more popular on the roads, more than half of the women or 54% of them admitted that they would not feel safe with these cars on the road, while 35% of men admitted to feeling unsafe sharing the roads with driverless cars. Close to half or 46% of the men said that they would be perfectly comfortable being a passenger in an autonomous car, but women were very hesitant to ride in a self-driving car, with over half of them admitting that they would not be fine travelling as a passenger in a self-driving car.  When it comes to driverless trucks, however, the views of men and women are more aligned. Fifty-three (53%) of the men and 66% of the women admitted that they were not comfortable with having driverless trucks on our roads.

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The federal National Highway Traffic Safety Administration is poised to soon have its first confirmed chief in several years.  The good news is that the new head promises to take an extra special look at the increasing rates of traffic accident fatalities in the country.

The Biden administration has zeroed in on Steven Cliff to be the next head of the National Highway Traffic Safety Administration.  Cliff has been serving as the deputy administrator for the NHTSA since February 2021.

Cliff is no stranger to auto safety, and is currently overseeing the federal administration’s investigation into auto accidents in Tesla automobiles. He is making it clear that the recently-approved infrastructure bill would boost the National Highway Traffic Safety Administration’s spending budget by 50%. According to Cliff, the funds will help the administration implement strategies to understand the causes of car accidents, and will enhance the quality of data as well expand the use of electronic reporting systems, moving them from paper-based to digital systems.

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Transportation safety advocates have been hailing the infrastructure bill that allocates billions in spending on upgrading infrastructure.  Georgia could be an especially lucky beneficiary of that funding.

The infrastructure bill recently signed by President Joe Biden will earmark a staggering $1 trillion for infrastructure funding across the country. Billions of dollars of those funds are on their way to Georgia where many bridges, roads, and highways will benefit from upgrades and repairs. The state has several bridges and highways that have been deemed dangerous or in “poor” condition by experts. At least 374 bridges in the state are “structurally deficient.” Additionally, more than 2, 000 miles of roads across Georgia are categorized as “poor.”  These roads and bridges will benefit from the funding and receive necessary repairs from pot holes, to crumbling pavement and unstable foundations.

Close to 9 billion dollars in funding will be directed to defective highways and roads in the state. An additional $225 million will be allocated for conducting repairs to bridges. Roads in the metro Atlanta region are likely to benefit from repairs as a result of the funding. Mass transit in Georgia will also benefit as a result of the funds. The bill includes more than 1.4 billion dollars to be spent over the next five years on public transport systems in Georgia.  Efforts to expand public transportation have long been attempted in the Atlanta area.  The additional funding may help get overdue improvements finally implemented.   Expansion of mass transit and public transport services will ease congestion in the metro Atlanta region and other areas, and make the roads safer for all commuters to use. Mass transit is safer and more convenient than driving for many Atlanta residents, and expansion will definitely be welcome

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