dog bite liability

Published on: June 1, 2023

These Three Dog Breeds are Banned by Insurers for Their Bite Risks

Summer is when there is typically an uptick in the number of dog bites and attacks reported across Georgia and the rest of the country. Did you know that there are three dog breeds that most home insurance companies simply refuse to include in their dog bite liability coverage?

Many insurance companies have breed lists that include breeds of dogs that the company will not cover if the customer has the specified breed of dog in their home. Most insurance companies, for instance, refuse to include Doberman Pinschers, Rottweilers and pit bulls in their liability coverage. That means that if you are a homeowner who owns one of these breeds, you are likely to find yourself in serious financial trouble if your dog attacks another person and that person brings a dog bite claim for damages against you.

While some insurance companies have such breed lists, others may consider whether they will provide coverage for these dogs on a case -by – case basis. For instance, many insurance companies refuse to extend coverage when a homeowner has a dog that has been tagged as a “vicious dog” on the premises. A “vicious dog” is one that has been involved in an attack or a bite involving injuries or damage.

Published on: April 30, 2019

Who is Liable when Children Suffer a Dog Bite?

by Robert N. Katz, Esq.

With the warmer weather here, people will be out in parks and their neighborhoods, and many will be with their dogs. And while it is an almost universal truth that children love dogs, not all interactions between children and dogs involve are fun. Instead, a child may very well suffer a dog bite after innocently trying to show a dog some affection. After suffering a dog bite, many children end up with serious injuries, some of which can be serious enough to require surgery.

Over 4 million people are bitten by dogs each year, but only 17% of those get reported. According to statistics, children account for more than 50 percent of the dog bites recorded in the United States every year. They are also much more likely to suffer serious injuries. In Georgia, dog bites are considered a public health concern.

There are some things that parents can do to make sure that their child is not injured in dog bite attacks. Don’t leave your child alone with a dog. Pediatricians say that this holds true even for family dogs or dogs that are familiar to you. Remember, any dog can bite.

Published on: May 14, 2011

Increase in Cost of Dog bite Claims due To Higher Dog Bite Lawsuit Verdicts

by Robert N. Katz, Esq.

New information by the Insurance Information Institute suggests that there has been an increase in the cost of dog bite claims over the past year.The average dog bite claim cost insurers about 5% more in 2010 compared to 2009. Dog bites often result in extremely serious personal injuries. Our office has handled a significant number of dog bite cases in the last 20 years. The injuries from these matters appear to be becoming more and more severe. This may be as a result of more individuals owning dogs for protection or certain breeds that are more likely to attack persons. As an Atlanta injury lawyer, I strongly support the need for obedience training for dogs when they are puppies. I believe this would greatly reduce the number of overall attacks.

The analysis of homeowners’ insurance data by the Insurance Information Institute found that the average cost of dog bite claims in the United States in 2010 was $26,166.That’s an increase of 5.3% from $24,840 in 2009. The cost of dog bite claims increased a staggering 37% between 2003 and 2010.

There was a drop in the number of dog bite claims being filed.These dropped 4.9% from 16,586 claims in 2009 to 15,770 claims in 2010.

Published on: August 24, 2010

Dog Bite Claims on the Rise; Insurers Pinched

by Robert N. Katz, Esq.

Insurers Concerned over Increase in Dog Bite Claims

Insurance companies are beginning to feel the bite as a nationwide increase in dog bite claims chews away at bottom lines.

In 2009, there was an increase of 6.4% in the amount that insurers had to pay out to settle dog bite claims.Companies paid out $412 million to cover dog bite claims in 2009, compared to the previous year, when the payout was $387.2 million.The average dog bite claim in 2009 exceeded $24,000 for the third year in a row.The number of claims increased to 16,586 – an increase of 4.8%.