You may have noticed an increase in your family’s auto insurance premium rates recently. Average insurance payouts around the country are increasing, and distracted driving accidents are partly to blame.
The increasing numbers of people dying in distracted driving-related accidents are causing auto insurers to raise premiums. The role of distracted driving in our traffic fatality toll cannot be overstated. The National Highway Traffic Safety Administration (NHTSA) reported a 14% increase in the number of fatalities last year, for a total of 40,000 across the U.S. Many experts believe that distracted driving is contributing to this spike.
Since 2011, American families have seen their average insurance premiums increase by as much as 16%, to a total of $906. Insurers say that they have no other choice but to increase premiums because of the large number of drivers involved in collisions while operating vehicles and using smart phones.